About Ragaas Finserve
Ragaas Finserve is a financial services firm focused on portfolio construction, asset allocation, and long-term financial clarity.
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We work with individuals and families to structure investments across equity, mutual funds, insurance, and fixed-income solutions—aligned to goals, risk profile, and time horizon. The emphasis is on discipline and structure rather than reacting to short-term market movements.
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Our approach begins with understanding the investor’s financial context and building portfolios where different components work together, not in isolation. Periodic reviews help ensure alignment remains intact as goals and circumstances evolve.
About the Founder
Santosh Karthik has over 15 years of experience in financial services, working across investments, insurance, and fixed-income products. He currently works with clients as a Mutual Fund Distributor, focusing on structured portfolio construction and long-term alignment rather than product-driven recommendations.
Vision
To help investors build well-structured portfolios that support long-term financial clarity and stability.
Mission
To structure investments across equity, mutual funds, insurance, and fixed income using a disciplined, goal-aligned approach, while keeping decision-making clear and practical for investors.
