
RAGAAS FINSERVE
Welcome to Ragaas Finserve
Your Trusted Partner in Wealth Creation and Financial Security

Company Info
At Ragaas Finserve, financial planning is more than just numbers—it’s about helping you achieve life goals with clarity and confidence. Based in Thane, and led by Santosh Karthik,
a seasoned financial planner with over 20 years of experience in personal finance and wealth strategies, we offer personalized financial solutions designed to grow, protect, and preserve your wealth.
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Mission
To deliver personalized, research-driven financial solutions that help clients achieve their life goals with confidence and clarity.

Vision
To be the most trusted partner in creating financial freedom for individuals and families through innovative and personalized strategies.

OUR SERVICES
Comprehensive Financial Planning & Analysis


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Client-First Approach
We design solutions around your goals, not generic products.
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Comprehensive Services
From mutual funds to insurance, we cover all aspects of wealth.
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Expert Research
Every recommendation is backed by in-depth analysis and market insight.
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Transparency & Trust
No hidden agendas, only clear advice.
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Long-Term Partnership
We grow with you, through every financial milestone.
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Meet Our Expert Behind Your Financial Growth
With years of experience in wealth management and investments, Santosh Karthik established Ragaas Finserve to offer clients a one-stop financial advisory that is transparent, research-driven, and goal-oriented.
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His expertise spans mutual funds, stock portfolio management, fixed income products, and insurance solutions.
Santosh’s philosophy is simple — to provide clients with the right financial roadmap for every stage of life.

Santosh Karthik
Founder & Principal Advisor



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