Health insurance protects you from high medical bills during illnesses, accidents, or surgeries. With rising healthcare costs, it’s your safety net for financial security and peace of mind.

It offers cashless hospitalization, tax benefits under Section 80D, coverage for critical illnesses, and ensures you don’t dip into your savings for medical emergencies.

With a cashless claim, the insurance company settles your hospital bills directly at network hospitals—no upfront payment required from you.

Individual policies cover one person, while family floater plans cover the entire family under a single sum insured. Floater plans are cost-effective for families.

Yes! Pre-existing conditions are covered after a waiting period, usually 2-4 years, depending on the policy and insurer.

A waiting period is the time before certain illnesses or treatments become claimable. Most plans have 30 days for general illnesses and 2-4 years for pre-existing diseases.

Absolutely! Premiums paid for yourself, your spouse, children, and parents qualify for tax deductions under Section 80D.

Your health insurance premium is calculated based on factors like your age, the sum insured, policy type, family size, medical history, and the coverage you select. Our goal is to provide you with the best possible coverage at a fair price.

Yes. You can raise your sum insured during renewal or opt for a top-up/super top-up plan for extra protection at a lower premium.

Delaying renewal may result in loss of continuity benefits, and waiting periods may apply again. Always renew on time to stay protected.